Microsoft 365 Prices by Country in 2026
Compare Microsoft 365 subscription costs across 17 countries. Find where Microsoft 365 is cheapest and how much you can save with regional pricing.
Quick answer: The cheapest Microsoft 365 subscription in 2026 is in Argentina, where the basic plan costs just $0.40/month — compared to $12.59/month in United Kingdom. That's a potential saving of 97% by subscribing through a cheaper region using a VPN like CometVPN.
Cheapest Country
Argentina
$0.40/mo
Most Expensive
United Kingdom
$12.59/mo
Potential Savings
97%
cheapest vs most expensive
Why Do Microsoft 365 Prices Vary by Country?
Microsoft 365 pricing varies significantly by country due to regional purchasing power differences, local currency fluctuations, and strategic market positioning. In developing nations, Microsoft uses tiered pricing to maintain affordability while protecting margins in premium markets. The service's pricing in countries like India and Brazil reflects lower GDP per capita, while Western European countries pay substantially more due to higher VAT rates and stronger currencies. Microsoft's enterprise partnerships with regional resellers also influence local pricing. Additionally, cloud storage allocations tied to OneDrive infrastructure costs vary based on regional server deployment expenses.
Microsoft 365 Plans Explained: Personal and Family
Microsoft 365 offers 2 subscription tiers worldwide, though pricing for each varies by country.
Personal
Single-user license with Word, Excel, PowerPoint, OneNote, and Outlook. Includes 1TB OneDrive cloud storage and access to desktop versions across Windows and Mac. Premium features like real-time co-authoring and advanced formatting included.
Best for individuals needing full Office suite on one device
Family
Supports up to 6 users with individual Microsoft accounts and separate 1TB OneDrive allocations (6TB total). Each family member gets full desktop Office applications, Outlook email, and advanced security features including Microsoft Defender and family safety controls.
Allows sharing across household members with complete account separation
Get Microsoft 365's cheapest price with CometVPN
Connect to Argentina via CometVPN and save up to 97% on your subscription.
Microsoft 365 Subscription Prices in Every Country
| # | Country | Price/Month ↑ |
|---|---|---|
| 1 | $0.40 | |
| 2 |  Turkey | $1.13 |
| 3 |  India | $1.79 |
| 4 |  Philippines | $2.32 |
| 5 |  Brazil | $2.87 |
| 6 |  South Africa | $5.35 |
| 7 |  Mexico | $6.32 |
| 8 |  Australia | $7.79 |
| 9 |  South Korea | $8.18 |
| 10 |  Japan | $8.60 |
| 11 |  Canada | $9.61 |
| 12 |  United States | $9.99 |
| 13 |  Germany | $10.80 |
| 14 |  France | $10.80 |
| 15 |  Spain | $10.80 |
| 16 |  Italy | $10.80 |
| 17 | United KingdomMost Expensive | $12.59 |
How to Get Microsoft 365 Cheaper with a VPN
- 1
Use the pricing table above to find the cheapest country for Microsoft 365.
- 2
Sign up for a VPN like CometVPN and connect to a server in that country.
- 3
Visit the Microsoft 365 website while connected — you'll see the cheaper regional pricing. Subscribe and save up to 97%.
More Ways to Save on Microsoft 365 in 2026
Use annual subscription instead of monthly
Annual billing saves 15-20% compared to monthly subscriptions.
Leverage family sharing across 6 users
The Family plan averages $2-3 per person when split among 6 household members, significantly cheaper than 6 Personal licenses.
Use regional pricing with CometVPN
Subscribe through a cheaper country using CometVPN. Regional pricing can be 30-50% lower in developing markets.
Watch for holiday promotional offers
Black Friday and Cyber Monday often see 25-30% discounts on annual plans.
How We Compare Microsoft 365 Prices
Our Microsoft 365 price comparison data is updated regularly to reflect the latest pricing in each country. We collect official Microsoft 365 subscription prices in local currencies, then convert everything to USD using current exchange rates for easy comparison. All prices shown are monthly rates. Exchange rates are updated weekly. Last data update: February 2026.
Frequently Asked Questions About Microsoft 365 Pricing
What's the main difference between Personal and Family?
Personal covers one user with 1TB storage, while Family supports up to 6 users with 6TB total OneDrive storage. Family includes parental controls and shared billing management.
Can I use Microsoft 365 offline?
Yes, you can download and use Word, Excel, and PowerPoint offline. Changes sync automatically when you reconnect to the internet.
Why does Microsoft 365 cost more in United Kingdom than Argentina?
Pricing reflects local purchasing power, VAT rates, and currency strength. United Kingdom has higher regional costs, while Argentina uses entry-level pricing for emerging markets. Savings of approximately 97%.
Can I switch between Personal and Family mid-subscription?
Yes, you can upgrade or downgrade. Your subscription will be prorated, paying only the price difference for remaining days.
How many devices can I install on?
Each user can install Office on up to 5 devices simultaneously and use their individual OneDrive storage across all devices.
What happens if my subscription expires?
Your Office files remain accessible in read-only mode, but you cannot edit or create new documents.
Is OneDrive storage separate from free storage?
Yes, subscription storage is dedicated and separate from the free 5GB baseline allocation.
Can I use a VPN to get cheaper Microsoft 365?
By connecting to CometVPN in Argentina, you can subscribe at regional pricing and save up to 97%.
Unlock the cheapest prices with CometVPN
Regional pricing means the same subscription can cost up to 90% less in another country. Use CometVPN to connect to the cheapest region and sign up at the lowest price — safely and securely.